Privacy Policy

General

CyberPolicy knows that you value your privacy and we appreciate the trust you have placed in us. This Privacy Policy describes how CyberPolicy, Inc., its parent CoverHound, Inc., and their affiliates (together “CyberPolicy”, "we", or "us") collects, uses, discloses and otherwise processes information collected about or from you through your use of our website: https://cyberpolicy.com (the "Website").

This Privacy Policy is incorporated by reference into CyberPolicy's Terms & Conditions (the “Terms”). By agreeing to this Privacy Policy in your account setup, or by using the Website, you consent to the processing of your information as set forth in this Privacy Policy.

International Website Visitors

If you are visiting from the European Economic Area or other regions with laws governing data collection and use, please note that we may transfer your information to countries other than the country in which the information was originally collected, including the United States. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to other countries, we will protect that information as described in this Privacy Policy. By visiting the Website you are agreeing to the collection, processing, and maintenance of your information in the United States and globally.

The Types of Information We Collect

Information You Provide. We collect any information that you provide us when you use the Website.

Accounts. The Website permits you to register for an account. To register, you will need to provide certain information, such as your name, email address, phone number, business affiliation, and website address of your business. You will also be required to register a password. You may browse the Website without registering an account but many of the Website's features will not be available to you.

Business Information. In order to provide you relevant recommendations regarding security and insurance products, we ask that you provide certain information about the types of information you and/or your business maintains and the steps you have taken to help safeguard that information.

Quote Applications and Other Inquiries. If you are interested in receiving cyber insurance quotes, you will be required to fill out a brief survey in order to allow CyberPolicy to retrieve the most accurate insurance quotes.

Payment Information. When you make payments through the Website, you may need to provide financial account information, such as your credit card number, to our third-party service providers, such as Stripe. We do not collect or store such information, though we may receive information about completed transactions that does not include credit card or bank account numbers.

Information from Third Parties. We may receive information from insurance carriers and security technology providers for the purposes of providing you with the products and services you purchase through the Website.

Information We Collect When You Use the Website. We may automatically collect certain technical information from your computer or mobile device when you use the Website.

Device and Usage Information. We receive information from your device, including IP address, web browser type, mobile operating system version (to the extent applicable), and unique device identifiers. We may also collect and store your browser settings and preferences. We receive information about your interactions with our Website, such as the time spent interacting with content and the dates and times of your visits.

Information from Cookies and Similar Technologies. CyberPolicy and our marketing partners and service providers, such as website analytics providers, use cookies or similar tracking technologies on the Website and in the emails we send. Cookies are pieces of information that are stored by your browser on the hard drive or memory of your computer or other Internet access device. We use cookies to help streamline your experience when you revisit our site, analyze trends, administer the Website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Our partners also may collect information about your online activities over time, on other devices, and on other websites or apps, if those websites and apps also use the same partners. When they provide such services, they are governed by their own privacy policies. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis. We currently use Google Analytics to collect and process certain website usage data. To learn more about Google Analytics and how to opt out, please visit www.google.com/policies/privacy/partners/.

How We Use Your Information

Service-Related Usage. We use the information we collect about and from you for a number of service related purposes such as providing relevant security recommendations, the results of third-party security scans, and cyber insurance products. In addition, we may also use your information to improve the Website, analyze how you use the Website, manage our network, and better tailor our Website to meet your needs.

Communications. We use your information to communicate with you. For example, we may send email to the email address you provide to verify your account and account information and for informational and operational purposes, such as account management or customer service.

Marketing. We may use your information to show you personalized online advertising. We may also send you information we think may be useful or relevant to you. We do not rent, sell, or share personal information (as defined by California Civil Code § 1798.83) about you that we collect on the Website with other people or unaffiliated companies for their direct marketing purposes, unless we have your permission. We may allow access to data collected by the Website to enable the delivery of online advertising on the Website or on other websites and online services or to send you information we think may be useful or relevant to you.

Compliance with Applicable Law. We may also process the information we collect about or from you for the following purposes: (i) to enforce our Terms or other legal rights, including intellectual property infringement; (ii) as may be required by applicable laws and regulations or requested by any judicial process or governmental agency; and (iii) to comply with industry standards and our policies.

Aggregate Data. We may de-identify your information and process it in an anonymous and aggregated form for other purposes than described above.

How We May Disclose Your Information

Service Providers. We may provide your information to companies that provide services to help us provide and improve the Website and our business activities, such as email providers and payments processors. We use the Google Maps service to help with postal address pre-fills. By agreeing to this Privacy Policy and providing us with your postal information, you agree to the Google privacy policy located at http://www.google.com/policies/privacy.

Insurance Providers and Security Vendors. We also provide information we receive from and about you and your business to insurance companies for the purposes of obtaining insurance quotes, to complete transactions, and to provide continued service of your policy. We may also provide your information to security technology companies to create your account with them and so they can provide their products and services to you. In addition, when you register an account with us, we will share your information, including your business's website address, with third-party vendors so they can perform vulnerability scans and produce risk scores.

As Required by Law and Similar Disclosures. We may disclose your information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. Any information collected by CyberPolicy may be shared if it is necessary to investigate, prevent or prosecute illegal activities, suspected fraud, violations to the Terms, when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request or as otherwise required by law or a valid government request (including, but not limited to, search warrants, subpoenas or court orders). We may disclose information about you: (i) if we are required to do so by law, regulation, or legal process, such as a court order or subpoena; (ii) in response to requests by government agencies, such as law enforcement authorities; (iii) when we believe disclosure is necessary or appropriate to protect against or respond to physical, financial or other harm, injury, or loss to property; or (iv) in connection with an investigation of suspected or actual unlawful activity.

Merger, Sale, or Other Asset Transfers. We reserve the right to disclose your information to service providers, advisors, potential transactional partners, or other third parties if we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of company assets, or transition of service to another provider, your information may be disclosed in connection with the negotiation of such transaction, and/or sold or transferred as part of such a transaction as permitted by law and/or contract.

Personalized Online Advertising

We partner with third-party ad networks to either display personalized advertising on our website or to manage our personalized advertising on other sites or online services. Our ad network partners use cookies and Web beacons to collect information about your activities on this and other websites to provide you personalized advertising based upon your interests. To opt out of personalized advertising from us on this browser, you may go Here. You may also opt out of personalized advertising from members of the Network Advertising Initiative Here, and the Digital Advertising Alliance Here. This does not opt you out of being served advertising. You may continue to receive ads on the Website and on other websites from CyberPolicy.

Your Rights and Choices

Upon request CyberPolicy will provide you with information about whether we hold any of your personal information. If you would like to request that we update, correct, or delete any information that you have provided to us through your use of the Website or otherwise, or if you have suggestions for improving this Privacy Policy, please send an email to privacy@cyberpolicy.com or contact us by telephone or postal mail at the contact information listed below. We will respond to your request within a reasonable timeframe.

From time to time, CyberPolicy and its parent company, CoverHound, may send you emails about our promotions or third-party promotions. In addition, prior to purchasing a subscription and policy or after canceling your subscription and policy, CyberPolicy may send you emails to remind you to complete the application process, confirm your quote, complete third party product registrations and invite you to get a new quote and purchase a product and/or policy. We believe these emails are helpful, but you can opt out of marketing emails at any time. We send an unsubscribe link with marketing emails. If you unsubscribe, you will no longer receive marketing emails from us.

When you provide us with your email address or purchase a cybersecurity subscription or product and/or cyber insurance policy via CyberPolicy, you agree to receive CyberPolicy’s service communications regarding your subscription, policy and your primary usage of our products and services, such as billing notices, confirmations of changes, and changes to our products and services. You may not unsubscribe from these service communications.

Third-Party Websites

CyberPolicy is not responsible for either the practices employed by websites linked to or from the Website, or the information and content contained therein. When you follow a link from the Website to another website, this Privacy Policy is no longer in effect. Browsing and interaction on any other website, including websites which have a link to the Website, is subject to that website's own rules and policies.

Social Media Widgets

The Website includes Social Media Features, such as the Facebook, Twitter and LinkedIn buttons and Widgets or interactive mini-programs that run on our site. These Features may collect information from you, including your IP address, which page(s) you are visiting on our site, and may set a cookie to enable the feature to function properly. Social Media features and widgets are either hosted by a third party or hosted directly on our site. Your interactions with these features are governed by the privacy policy of the company providing it.

Compliance with Children's Online Privacy Protection Act

The Website is not designed to attract anyone less than 13 years old. Persons under the age of 13 are prohibited from using the Website, and upon reading this should leave the Website immediately. Accordingly, under no circumstance does CyberPolicy seek to collect personal information from people under the age of 13. If we learn that we have collected any personal information from children under 13, we will promptly take steps to delete such information.

Security

We follow generally accepted standards to protect Personal Information we receive through the Website, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can contact us at privacy@cyberpolicy.com.

We may retain your information for as long as your account is active or as needed to provide you services, comply with our legal obligations, resolve disputes and enforce our agreements.

Changes to this Privacy Policy

This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our information practices or relevant laws. Should this Privacy Policy change in a material manner, we will take steps to notify you by email and obtain your consent, as required by applicable law prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Contacting Us

For more information, or if you have questions or concerns regarding this Privacy Policy, you may email us at privacy@cyberpolicy.com or you can send correspondence to the mailing address below.

CyberPolicy

1 California St. #1100

San Francisco, CA 94111

415-671-8128

Last updated January 18, 2018

CyberPolicy.  Plan. Prevent. Insure.