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A business owner can be liable for an intoxicated patron’s actions.
For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.
A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.
What is covered?
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"Felix the agent went out of his way to respond to questions and accommodate me at practically anytime of the day or night. He understood my busy schedule and made this happen and stayed on top of things to pull me over to the finish line. This is important insurance needed for my business allowing me to give customer the much needed confidence to trust in my services."
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From start-up to well-established, all businesses need additional coverages to secure their operation.
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