We all know cyber crooks can't be trusted. After all, their sole mission is to breach our networks, steal our data and wreak havoc on our personal and professional lives. But do you actually know what kinds of data hackers are after? The answers may surprise you.
If you are worried about cyber thieves pilfering your data and dollars, you ought to invest in a cybersecurity insurance policy through CyberPolicy. We are more than happy to connect you with a provider best fit to your unique needs. But without further ado, here are a few of the things hackers love to steal.
Sign-In Credentials: One of the most coveted pieces of information is your email-password combo, as this is often the primary entry point for online accounts. Hackers can easily steal this information with a phishing attack or website redirect designed to lure web users into sharing their password with a phony sign-in box.
Once a cybercriminal has this information they will likely use it to unlock multiple accounts across the internet. In other words, if you reuse the same username-password combo for multiple accounts, a hacker could breach your work email, personal social media pages, ecommerce logins, online banking and more.
For this reason, it absolutely vital that you come up with a unique passphrase for all your accounts. Remember, the more complex your password is, the harder it will be to crack.
Medical Records: It's no surprise that hackers enjoy stealing credit card numbers and banking information. But did you know that poached medical records are actually more valuable than a pinched credit card?
It's true. Medical records are sold for roughly 10 times the value of a stolen credit card on the digital black market since the information contained (such as Social Security numbers and dates of birth) cannot be changed or canceled like a credit card. According to CNBC, almost 100 million healthcare records were compromised in 2015, making them the hottest commodity on the dark web.
To combat this trend, healthcare providers need to do more to encrypt their data transfers and storage to stymie network intruders.
Airline & Loyalty Points: Even more bizarre is the fact that hackers often swipe airline miles and hotel loyalty points from unsuspecting consumers. Once these are stolen, they can be sold on the dark web or used to make fraudulent purchases at your expense. Most people won't even realize they've been had until it's too late.
Fortunately, there are steps you can take to prevent this from happening to you:
Start by routinely checking and recording your loyalty points, as it's easy to forget how many points you have and completely overlook missing points.
Avoid posting pictures of your boarding pass or hotel reservation online, as these can be used to rifle through your rewards accounts.
Enable automatic updates via email or text to confirm when points are used.
If you suspect your points have been hijacked, be sure to contact customer service; many (but not all) businesses will be happy to refund you the lost points.
But no matter what hackers try to get out of your business, you can rest easy knowing that your cybersecurity insurance policy is there to back you up. Get your free quote by visiting CyberPolicy today.